APPROVED™ Electronic Check Recovery Gets You Your Money!

When your customer bounces a check, your bank forwards the returned check directly to Electronic Check Recovery. APPROVED™ enters the check into a database and re-submits it electronically via the ACH network. If the item bounces again, our processing center then holds the check until the 1st or 16th of the month for a third and final attempt to collect.

When the funds are collected and released, you receive 100% face value of the check paid twice monthly.

Your customer does not have to:

Bring you a money order or cashier's check.

Receive a threatening collection letter.

Answer an uncomfortable phone call.

Go through the embarrassment!

Our electronic collection process is much faster and more convenient than any other method available, and it will work on any bank in the U.S. and its territories.

And now with Electronic Check Recovery, collecting out-of-town checks has never been easier!

APPROVED™ Electronic Check Recovery is a Win-Win Situation!

Your customers will benefit, because bouncing a check is an embarrassing thing that no one likes to handle in person. Electronic Check Recovery handles it for them quietly. Electronic Check Recovery notifies your customer's bank of the ACH transaction and adds it to his or her statement.

Successful enterprises focus on their core business. Electronic Check Recovery solves your NSF problems so you can do just that. You can finally stop chasing down bad checks and concentrate on your business instead.

Electronic Check Recovery will provide signage that spells out a check writer's responsibility to honor his or her check.

The APPROVED™ Electronic Check Recovery Advantage

No limit on number of checks No long-term contracts to sign

Eliminates high cost of guarantee services No special equipment needed

APPROVED™ Electronic Check Recovery Works.

Collected and released checks are paid twice monthly.

Checks are processed from any bank in the U.S. Federal Reserve Banking System

Out-of-town checks are handled as easily as local checks

Works directly with customer's bank to settle funds

Works for any business, anywhere that accepts checks for payment

The Convenience of APPROVED Electronic Check Recovery

With APPROVED Electronic Check Recovery, you can access your transaction reports via the Internet anytime--24 hours a day, 7 days a week. This online real-time reporting helps you reconcile your bank account and keep track of the money that APPROVED™ recovers for you.